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costs are an important consideration for any bike buyer. That's why MCN is highlighting some of the best cheap-to-insure motorcycles out there. This time it's the Cagiva Planet 125 (now known as the Raptor 125).
Insurance group: 6
Engine: 124cc 2-stroke single, 6 gears
Power: 23bhp
Top speed: 95mph
Weight: 125kg
The Cagiva Planet 125 is basically a naked version of the screaming Cagiva Mito. If the Mito is a mini 916, then the Planet is a mini Monster. It looks gorgeous, handles well and stops even better. At group 9 it's cheap to insure, too.
The Cagiva Planet 125's engine is taken from the Cagiva Mito 125, but the two-stroke single has been detuned to provide the Planet with more town-friendly grunt and a little less manic top end. It works a treat. Plenty of acceleration is perfect for filtering through traffic and leaping away from the lights and it’s all delivered in a neat, controllable but fun little package. Derestricted it's capable of showing just over a ton on the clocks.
The brakes on the Planet 125 are phenomenal - it has beasty Brembo calipers that are really over-kill for such a light little bike. Accidental stoppies are on the cards. Since it has the Mito chassis handling is sharp, but thanks to high bars it's much eaiser to chuck about in town.

Top speed 80mph
1/4-mile acceleration 13.7 secs
Power 23bhp
Torque 13ftlb
Weight 125kg
Seat height 775mm
Fuel capacity 12.5 litres
Average fuel consumption 38mpg
Tank range 120 miles
Insurance group 6
Engine size 124cc
Engine specification 2-stroke single, 6 gears
Frame Aluminium beam
Front suspension adjustment None
Rear suspension adjustment Preload
Front brakes 320mm disc
Rear brake 230mm disc
Front tyre size 110/70 x 17
Rear tyre size 150/60 x 17
 

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Sod 2 strokes.

Cheap insurance but a massive maintenance cost.
A litre of 2 stroke is now a tenner+!
Even Tescos own brand cheap crap is £5.50!
Burns fuel like you wont believe.

And then blows up anyway on a regular basis for no reason and you have to do a top end rebuild.

And when the bottom end goes...

...You'll hang yourself.
 

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Sod 2 strokes.

Cheap insurance but a massive maintenance cost.
A litre of 2 stroke is now a tenner+!
Even Tescos own brand cheap crap is £5.50!
Burns fuel like you wont believe.

And then blows up anyway on a regular basis for no reason and you have to do a top end rebuild.

And when the bottom end goes...

...You'll hang yourself.
Is it really that you don't like the idea of 24 bhp (restricted) really, there are also tricks to take it to 34. These are the shit 2 stroke bikes that Rossi learned to race on turned to over 40 hp. you need to ride it and maintain it to love it. you haven't had the feeling of a two-stroke if you have never had one. look them up on youtube. I intend on 105 mph out of mine with around 34hp. it is worth the small amount of work if you are a biker..... The Cagiva is possibly the stronger option to the Aprilia, Honda NSR was ok but heavy, Suzuki was good and Yamaha RD was good. but non as fast as the Italian 125s.
Yep the fuel and 2T oil is a bit more but how far are you going on a 125?
 
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